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4646 Windsor Road

Elm City, NC 27822 · Wilson County

3 bd
2 ba
1,440 sq ft
0.47 ac
built 1975

1 Fireplace

4646 Windsor Road, Elm City, NC 27822 — main photo

4646 Windsor Road, Elm City, NC 27822 — photo 2

4646 Windsor Road, Elm City, NC 27822 — photo 3

4646 Windsor Road, Elm City, NC 27822 — photo 4

4646 Windsor Road, Elm City, NC 27822 — photo 5

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About This Home

Cozy ranch in highly sought-after neighborhood! Brand new HVAC 2026 and the roof was installed in 2025. This home features a warm family room on the rear of the home leading to the deck and private backyard plus a formal living room on the front of the home. Home is perfectly located just outside of city limits, but close enough to get into town conveniently. Avoid the city taxes! Multiple detached carports plus a detached shed that was designed and used for band practice. This neighborhood features a private pond to go fishing in, which is exclusive to the homeowners and their friends/family. Priced under market value and the seller is offering $5,000 in concessions to the buyer with a reasonable offer for carpet and paint. USDA Eligible!

Property Details

SubdivisionWindsor Lake

TypeSingle Family Residence

Living Area1,440 sq ft

Full Baths2

Lot Size0.470 acres

HOA Dues$25 / annually

Year Built1975

Total Rooms6

Fireplaces1

WaterfrontNo

Parcel3743-46-4988.000

Location

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Drive from this home

Destinations verified Nov 1, 2026. Directions open in your maps app.

Interior & Exterior

FlooringCarpet, Vinyl

HeatingForced Air, Natural Gas

CoolingCentral Air

RoofArchitectural Shingle

ConstructionBrick, Wood Frame

AppliancesBuilt-In Electric Oven, Dishwasher, Cooktop

ParkingPaved, Attached Carport, Detached Carport

Interior Features

Entrance FoyerCeiling Fan(s)Walk-in Shower

Schools

ElementaryFrederick Douglass

MiddleElm City

High SchoolFike High

Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.

Tax & Assessment

Assessed Value$184,562

Annual Tax$1,305 (2025)

Monthly Tax Est.$109/mo

Monthly Costs

$1,346/mo estimated

Includes principal and interest, property tax, homeowners insurance and HOA dues, with 20% down at 7.24% for 30 years.

Adjust the numbers

Price$Down payment%Interest rate%Loan term

Principal and interest: $1,172
Tax bill per MLS (2025): $109
Homeowners insurance (estimate): $63
PMI (under 20% down): $0
HOA dues: $2
Estimated monthly: $1,346

Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.

Starts at 7.24%, the Freddie Mac PMMS 30-year fixed average for the week of Oct 29, 2026. An example, not a quote: enter your lender's rate.

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Travis Old, Broker

Horizon Realty Group

Your buyer's agent, not the seller's.

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Listed By

True Local Realty

Missy Todd, Listing Agent

Office Phone: (252) 955-1350

Why this matters when you call them

The listing agent above works for the seller. If you hired them too, they would become a dual agent, and NC law forbids a dual agent from helping either side gain an advantage over the other. A buyer's agent can advocate for what you want. What a buyer's agent does.