Active
+8 photos$175,000
$139/sq ft
3 bd·1 ba·1,259 sq ft·0.20 ac
609 Academy Street E, Wilson, NC 27893
Year Built: 1940
Wilson County, NC
Homes Under $375,000 in Wilson County, NC
The full active inventory under $375,000 in Wilson County — spanning new construction, rural properties, and in-town resale stock.
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New under $375K listings in Wilson County, as they reach the MLS.
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Free handout · 21 sources
The questions Wilson County buyers ask before they make an offer.
Taxes, flood zones, utilities and more, each answer sourced and dated October 25, 2026.
- 1:00First home
- 2:15Second home
- 3:30Third home
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Median asking price
$260K
- Homes listed
- 267
- Median days on market
- 65
Wilson County, under $375K, MLS listings as of November 8, 2026
For Wilson County homeowners
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About Under $375,000 listings
The full active inventory under $375,000 in Wilson County — spanning new construction, rural properties, and in-town resale stock. "USDA Area" marks listings outside town limits, not a USDA eligibility finding. USDA's map (checked October 2026) shows about 13% of the county's land as ineligible (the City of Wilson and the land around it), and its line does not follow town limits; run the exact address and let a lender confirm.
- USDA Rural Development
- USDA's map (checked October 2026) shows about 13% of the county's land as ineligible (the City of Wilson and the land around it), and its line does not follow town limits; Black Creek, Elm City, Lucama, Saratoga, Sims and Stantonsburg town centers test eligible. "USDA Area" marks listings outside town limits; it is not an eligibility finding. Run the exact address on USDA's property map and confirm income limits with your lender. 3.5% down FHA or 3–5% conventional financing available on most properties in this band. FHA requires properties meet minimum property standards — condition matters more at lower price points. NC Housing Finance Agency has two statewide down payment assistance options, and they can't be combined with each other: up to 3% with the NC Home Advantage Mortgage (income limit $158,000 statewide, no NCHFA price limit), or a fixed $15,000 through NC 1st Home Advantage, mainly for first-time buyers ($525,000 price limit, county income limits). A Community Partners Loan Pool loan, applied for through a local CPLP member, can be added to either. Limits as of October 2026; check them at nchfa.com. Ask your lender about NCHFA-approved loan products.
- Listing definitions
- From the listing agents' MLS entries, read as the definitions page describes. Definitions and glossary
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